Corporate Banking - Credit Analysis Expertise / Officer or above (Macau Branch)
发布日期:[2024-05-31]
 

Job Duties:

·   Familiar with various credit products and risk management requirements of the Bank, provide direct

    support and assistance to relationship manager for corporate customers;

·   Perform customer’s due diligence and visit / jointly call customers with relationship manager where

    necessary, in particular during the course of preparation of annual review and new credit proposal;

·   Complete all the required risk checkings, input financial data for generation of financial spreading,

    obtain various kinds of search, survey and risk rating results;

·   Conduct financial analysis, prepare various kinds of reports, profile reviews and credit proposals

     in relation to corporate relationship, be responsible for the data quality and analysis quality of the

     credit proposals and reports and profile reviews;

·   Maintain effective communication with Credit Risk Management Department of Macau Branch and

    other related departments of BEA Head Office and assist relationship manager in promoting the

    credit approval process;

·   Assist relationship manager to perform both pre-lending and post-lending monitoring, complete

    various ad hoc projects required from time to time, timely evaluate the changes in the credit risk

    situation. Be responsible for the timeliness, standardization and effectiveness of credit control.

 

Requirements:

·   University graduate, preferably with major in banking, accounting, business, finance, economics or

    other relevant professional qualification;

·   Preferably with over 5 years of experience in banking sector with minimum 4 years (for the position

    of senior officer) of practical experience in credit analysis and credit risk management;

·   Strong knowledge in financial statement analysis and market trends of different business sectors;

·   A team player with good communication skills, risk awareness, managerial skills and strong analytical

    skills with positive attitude;

·   Proactive, self-motivated and able to work under pressure;

·   Good command of both spoken and written English and Chinese.

 

If you are interested in applying for the position, please send your resume to caosy@hkbea.com. 

Thanks.

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